Estate Planning: Protecting Your Family Author: Steven Sears
I am going to describe all of the methods that you have at your disposal to protect yourself, your assets and your wealth. All of these methods or tools, as I refer to them, are not only legal and ethical, they are essential to protecting and preserving what is yours.
Think of these techniques as building blocks. You can either build a short wall just to keep prying eyes off of you and your assets or you can use these building blocks to construct an impenetrable fortress around you, your family, your business and your assets – a fortress so strong and tall that no one will ever know who lives in it or what it contains. Now that’s privacy!
You can use a few building blocks, or you can use as many as your circumstances warrant, it’s strictly up to you and your own particular needs. These building blocks fall into five categories. They include Estate Planning, Asset Protection, Offshore Asset Protection, Timing and Planning and Additional Strategies.
There are a wealth of tools and strategies contained within each of these categories from which you can choose to protect all of your assets and wealth including: Living Trusts, Insurance Trusts, Children’s Trusts, Corporations and Limited Liability Companies.
Think of it this way, if you lose all of your assets and wealth to the IRS, a lawsuit, a debilitating disease, injury, divorce, bankruptcy or creditors, it will only be because of one reason – you didn’t plan ahead. It’s just that simple. Asset protection is all about planning; planning well in advance of the time when you might need it.
The best time to implement one or all of these methods is when you are healthy, clear thinking and you still have your property, money, investments and possessions – not after trouble begins.
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